Page 93 - Sun Rays Febuary 2013

FEBRUARY 2013 SUNRAYS | 93
ONLINE: SCTXCA.ORG
employing “extraordinarymeasures” to continue operating under
its statutory borrowing ceiling at the start of 2013.
However, even if the government can live beneath the debt
ceiling through the end of February, the Tax Relief Extension
Act only postpones the “sequester”, or automatic spending cuts,
through March 1. In addition, at the end of March, the most
recent appropriations bill funding the government will expire,
threatening another government shutdown. We will discuss all
of these issues and how to best manage your portfolio given all
of this uncertainty.
UBS financial advisors will also give a brief update on the
current state of the stock market, tell you what you can expect
of it going forward, and talk about a few ideas that might help
preserve what you’ve got and generate some additional income
as well.
LUNCH & LEARN: Top Income Ideas For
2013 In A Low-Yield Environment
Wednesday February 20, 11:30 a.m., Andice Room at
the Cowan Creek Amenity Center
Hosted by: Kenny Landgraf and David Levy, Kenjol
Capital Management
What will 2013 bring for income-seeking investors? No one
has it worse than retirees. You know this first-hand if you’ve
tried to reinvest bonds bought five or more years ago. Bond
and CD rates are their lowest in history. Adjusted for inflation,
the yield on ten-year U.S. Treasury bonds is actually negative!
Popular alternatives aren’t much better. Corporate bond yields
are almost as low as for government bonds. With the economy
potentially on the edge of another recession, default risk may
be more than many investors can take.
Seminar topics will include:
Investments yielding 5-11% in today’s low-rate environment
Tax-advantaged Income vehicles in the energy sector
Yield-generating fixed income opportunities – and the risks
associated with them
Why CDs and government bonds are likely a losing proposition
Dividend-paying stocks as an alternative to bonds
Attendees will also receive valuable handouts with checklists
and handy references. The workshop includes a complimentary
lunch of sandwiches, fruit, dessert and beverages.
As a Kenjol spokesperson, David Levy has appeared on Bloom-
berg Radio and has been interviewed and quoted by national
media including CNNMoney.com and Kiplinger’s magazine.
RSVP by calling Bernadette Mitchell at (512) 506-9395 x3 or
with an email to[email protected].
How to Maximize Your Social Security Benefits
Wednesday, February 27, 10 a.m., Walburg Room at the
Cowan Creek Amenity Center
Hosted by: Barry A Tripp, Investment Advisor Repre-
sentative, Legacies, Today, LLC
Please purchase your $1 ticket online or at the Member Ser-
vices Office
Over 70% of Americans take Social Security benefits the
WRONG WAY, costing seniors hundreds of millions of dollars
a year!*
This one hour program is jammed packed with priceless in-
formation, regardless of whether you’ll soon be starting your
benefits, or you’ve been receiving them for years. Find out the
answers to such questions as:
1. Will Social Security be there for me?
2. When should I file for benefits?
3. How can working, marriage, divorce, remarriage or widow-
hood affect my benefits?
4. How to minimize taxes on your Social Security income.
5. Strategic Planning (File and Suspend, Taking early IRA
withdrawals in lieu of Social Security, etc)
6. What changes to Social Security are forth-coming.
Social Security is a LIFETIME (Joint Lifetime) income with
inflationary adjustments. Most couples will receive over $1Mil-
lion in joint income from their benefits*, and many of you are
about to make a decision you cannot change the rest of your life.
Invest an hour and learn how to maximize your benefits. If
unable to attend, call (512) 258-1860 for our free report “Un-
derstanding Social Security Retirement Benefits”.
*InsuranceNewsNet Magazine (November 2012)
104 Coleto Creek Lane, Georgetown, TX 78633. Securities and Investment
Advisory services offered through NEXT Financial Group, Inc. Member
FINRA/SIPC. Legacies Today is not an affiliate of NEXT Financial Group.
An Insider’s Perspective on the Precious
Metals Markets
Wednesday, February 27, 6 p.m., Florence Room in the
Cowan Creek Amenity Center
Hosted by: Austin Rare Coins and Bullion
Please purchase your $1 ticket online or at the Member Ser-
vices Office
Ryan Denby, President of Austin Rare Coins & Bullion, will
be hosting a free investor seminar exclusively for residents of
Sun City. Attendees will learn about the importance of includ-
ing physical gold and silver in a portfolio, the privacy benefits
involved, how to properly structure a precious metals portfolio
and an understanding of why the stage is set for higher prices
in the coming months and years. Other items to be discussed
are converting traditional IRA’s or 401K’s into precious met-
als IRA’s, the importance of working with a reputable dealer,
Seminars listed on these pages are paid advertisements.
SEMINARS
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