SEPTEMBER 2013
SUNRAYS | 77
ONLINE:
SCTXCA.ORG
Education
Texas Concealed Handgun License Class
Saturday, September 21, 8 a.m. to 3:30 p.m., CCAN
Hosted by: Resident RonGaddy,
Effective September 1, 2013: NEW LAWS and a shorter class
time.
This class will provide you with the information and certificate
to receive a TEXAS concealed handgun license.
Please call Ron Gaddy 512-750-8877 to register for this class
and for information about BASIC PISTOL instruction.
Texas D.P.S. Certified Instructor for C.H.L.
N.R.A Certified Pistol Instructor
Financial
The Truth about Estate Planning Workshop
Thursday, September 12, 9 a.m., CCAN
Hosted by: The Wiewel Law Firm
Please purchase your $1 ticket online or at the Member Services
Office
Presented by Brad Wiewel, JD, Board Certified, Estate Plan-
ning and Probate Law, Texas Board of Legal Specialization; and
Doug Paul, JD, MBA, Director of Advanced Planning Strategies
at The Wiewel Law Firm.
Learn the truth about:
•Who will care for
me
if I can’t do it?
•Are
trusts
always better than
wills?
•Do
out-of-state
documents work in Texas?
•Remarriage
- protecting your estate
•Divorce-proofing
your kids’ inheritance
•Community property
and new Texas residents
•Are
death taxes
dead?
•How to
lawsuit-protect
your assets
• Is your estate plan
up-to-date?
We look forward to seeing you there. For more information call
our Georgetown office at 512-869-1435.
LUNCH & LEARN: Income Investing in a
Rising Rate World
Wednesday, September 18, 11:30 a.m., CCAN
Hosted by: Kenny Landgraf and David Levy, Kenjol
Capital Management
RSVP to Bernadette Mitchell at 512-506-9395, x3 or e-mail
Bond investors are losing principal value as interest rates turn
higher. The Federal Reserve may soon take its foot off the gas.
What will it mean for income-seeking retirees? The answer:
Plenty of challenges!
Bond investors enjoyed capital gains in a three-decade bull
market, but finding enough yield to survive was tough. We
may soon see the other side of the coin. Higher yields will be
SEMINARS LISTED ON THESE PAGES ARE PAID ADVERTISEMENTS.
welcome, but what about risks to principal?
Fixed income investing in a rising-rate world requires a dif-
ferent strategy. Retirees need to balance income requirements,
tax implications, inflation risk, economic weakness, estate
planning, and more.
What can you do? Austin-based Kenjol Capital Management can
help. This workshop will help you prepare for the new income
environment. Our topics will include:
• Balancing income needs with principal preservation
• Tax-advantaged Income vehicles in the energy sector
• Yield-generating fixed income opportunities – and the risks
associated with them
•Why CDs and government bonds are likely a losing proposition
• Dividend-paying stocks as an alternative to bonds
Attendees will also receive valuable handouts with checklists
and handy references. The workshop includes a complimentary
lunch of sandwiches, fruit, dessert and beverages.
Your presenter is David Levy, vice president of Austin-based
Kenjol Capital Management. As a Kenjol spokesperson, David
has appeared on Bloomberg Radio and has been interviewed
and quoted by national media including CNNMoney.com and
Kiplinger’s magazine.
Sun City residents and others can RSVP by calling Bernadette
Mitchell at 512-506-9395 x3 or by email to
Fun with estate planning? Absolutely!
Thursday, September 19, 11:30 a.m., The Oaks
Hosted by: Sandy Lefler and The Lefler Law Firm
Please purchase your $1 ticket online or at the Member Services
Office
Please join us for another fun and informative gathering, where
Sandy Lefler of The Lefler Law Firm replaces the drab, un-
inspired seminar format with lively, entertaining, and very
important information regarding estate planning. Sandy rep-
resents many Sun City residents, assisting them with their
estate plans and other family and property needs. Come join
Sandy for lunch sponsored by the NEW ThunderCloud Subs
in Georgetown, and a drawing for a $25 gift certificate to try
their tasty menu!
Sandy will be sharing all new information regarding the NEW
probate laws taking effect in Texas in January 2014, answer
your traditional estate planning questions, and give you a peek
inside the lives other Sun City families whose estates maybe
didn’t go as planned (all with complete anonymity, of course!)
Sandy is an experienced estate planning attorney licensed in
Texas in 1987. This year she celebrates 26 years in the practice
of law, and is a full time resident and professional in Downtown
Georgetown, Texas.
Even if you already have an estate plan, Sandy gives insight
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