86
| SUNRAYS
JANUARY 2013
ONLINE:
SCTXCA.ORG
SEMINARS
Education
Come Home for the Summer – Become a
Summer Citizen
Monday, January 7, 9:30a.m., Activities Center Atrium
Hosted by: Utah State University
Please purchase your $1 ticket online or at the Member Ser-
vices Office
2013
Summer Citizens Program is celebrating a 37th An-
niversary. This amazing program provides quality education
opportunities offering 45+ course subjects and activities for
active, life-long learner seniors ages 55 +.
Five cool reasons tomake Logan, Utah, your summer destination:
1.
Climate
-
Logan is unique for its cool mountain-valley
setting and mild climate. Nestled between mountains,
canyon breezes kiss lush landscapes, shady parks border
flowing rivers and streams.
2.
Culture
–
Theater, opera, music, art festivals, galleries
and fine dining await you after a day of shopping, golf,
classes or recreation. Past meets present in a historical
small town setting with big city diversity, culture and
industry.
3.
Community
–
When you’re here, you’re family. Summer
Citizens are an integral part of the Logan community
and are welcomed back with open arms each year. You’ll
find friends, fun, plenty to do and people to do it with.
Cache Valley features dozens of churches, clubs, fairs
and markets for interactive social networking and fel-
lowship.
4.
Comfort
–
Fully furnished housing with modern ame-
nities, accessibility and affordability make your stay a
pleasant and trouble-free experience. You’ll rest easy
knowing Logan is consistently voted one of the nation’s
safest cities, year after year.
5.
Continuing Education
–
Mature adults with active
lifestyles love the Summer Citizens program because of
our shared commitment to lifelong-learning. Classes,
clinics, and college level courses from Utah State Uni-
versity offer challenge, enrichment and knowledge in a
wide range of subjects. Summer Citizens have full access
to USU campus facilities and amenities.
For additional information, contact Linda D’Addabbo at
or 435-797-0425
Texas Concealed Handgun License Class
Saturday, January 19, 8 a.m. to 5 p.m., Andice Room at
the Cowan Creek Amenity Center
Hosted by: Resident RonGaddy,
To carry a handgun in the State of TEXAS it is your responsi-
bility to know the TEXAS concealed handgun laws. This class
SEMINARS LISTED ON THESE PAGES ARE PAID ADVERTISEMENTS.
will provide you with the information and certificate to receive
a TEXAS concealed handgun license.
Please call Ron Gaddy 512-750-8877 to register for this class
and for information about BASIC PISTOL instruction.
Texas D.P.S. Certified Instructor for C.H.L.; N.R.A Certified
Pistol Instructor
Financial
Post Election Economic Update
Wednesday, January 16, 2 p.m., Jarrell Room at the
Cowan CreekAmenity Center
Hosted by: The Richness of Life Institute
Please purchase your $1 ticket online or at the Member
Services Office
Now that the election is over, many questions still loom
before us:
•
Will we fall off the Fiscal Cliff?
•
How will the market react and what can you do about it?
•
Will European Debt continue to drag on the economy?
•
Is the housing market recovery sustainable?
•
How will debt reduction affect your pocketbook?
•
What is the future of Medicare and Social Security?
Learn more at
.
LUNCH & LEARN: Top Income Ideas For
2013
In A Low-Yield Environment
Wednesday, January 16, 11:30 a.m., Andice Room at the
Cowan Creek Amenity Center
Hosted by: Kenny Landgraf and David Levy, Kenjol
Capital Management
What will 2013 bring for income-seeking investors? No one has
it worse than retirees. You know this first-hand if you’ve tried
to reinvest bonds bought five or more years ago. Bond and CD
rates are their lowest in history. Adjusted for inflation, the
yield on ten-year U.S. Treasury bonds is actually negative!
Popular alternatives aren’t much better. Corporate bond yields
are almost as low as for government bonds. With the economy
potentially on the edge of another recession, default risk may
be more than many investors can take.
Seminar topics will include:
•
Investments yielding 5-11% in today’s low-rate environ-
ment
•
Tax-advantaged Income vehicles in the energy sector
•
Yield-generating fixed income opportunities – and the
risks associated with them
•
Why CDs and government bonds are likely a losing propo-
sition
•
Dividend-paying stocks as an alternative to bonds
